Victoria · 2025 Rates

Victorian
Stamp Duty
Calculator

Calculate your exact transfer duty (stamp duty) for any Victorian property purchase. Includes first home buyer exemptions, concessions, and PPR vs. investment rates for 2025.

$
$0$1.5M$3M
Estimated Stamp Duty
$28,070
Standard transfer duty · Principal place of residence
Purchase Price
$750,000
Effective Rate
3.7%
Total to Pay
$778,070
✦ Concession applied — saving shown above
2025 VIC Transfer Duty Brackets
Property Value Duty Rate
$0 – $25,0001.4%
$25,001 – $130,000$350 + 2.4% over $25k
$130,001 – $440,000$2,870 + 5% over $130k
$440,001 – $550,000$18,370 + 6% over $440k
$550,001 – $960,000$25,070 + 6% over $550k
$960,001 – $2,000,000$49,670 + 5.5% over $960k
Over $2,000,000$106,870 + 6.5% over $2M

Investment properties attracting additional Foreign Purchaser Duty are not included. Rates effective 2025 as published by State Revenue Office Victoria.

First Home Buyer Concessions
Full Exemption
New or established homes up to $600,000 — pay zero stamp duty. Must be your principal place of residence. You or your partner must not have previously owned residential property in Australia.
Partial Concession
Homes valued between $600,001 – $750,000 receive a sliding scale concession reducing the full duty amount. The concession reduces linearly from 100% at $600k to 0% at $750k.
First Home Owner Grant
Separate to stamp duty — eligible first home buyers purchasing a new build up to $750,000 receive a $10,000 grant from the State Government.
Other Concessions
Pensioner Concession
Eligible pensioners (aged pension or DVA pension) buying a PPR under $750,000 pay 50% of normal duty. Only one concession can be applied.
Off-the-Plan Concession
Duty is calculated on the land value only (not construction) if you buy off-the-plan and move in as your principal place of residence. Can significantly reduce your liability on apartments.
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✦ This calculator provides estimates based on the State Revenue Office Victoria's published transfer duty rates for 2025. It does not account for foreign purchaser additional duty, off-the-plan concessions, or other special circumstances. Always verify with the SRO (sro.vic.gov.au) or your conveyancer before settlement. Not financial or legal advice.